Investing
is for everyone
We have made investing simple. We build diversified portfolios using leading edge technology to suit your investment goals, all for less than you think.
Digital application
We offer a fully digital application process. No paper forms and no need to post us any documents. Sound good? Sign up here
Real-time reporting
Spring clients receive clear, transparent and daily reporting through their online portal. From here you can also top up your investment and access secure documents.
Tax efficient Investing
Spring have created investment solutions which are considerate to a broad range of tax jurisdictions. Portfolios exclude UK, US & French situs assets and comply with HMRC reporting.
Investment Platforms
We use an investment platform to trade and provide custody of your assets. From there we automatically rebalance your portfolio and reinvest your dividends back in, earning you more. Sign up here
Competitive Pricing
We charge a maximum annual fee of 0.70% and are capped at 0.50% for any investment over £500k. No setup fees and no penalties for withdrawing your investment.
Self-Service
Clients can manage their account from mobile, tablet or computer via the client portal. Set up regular contributions, withdraw funds or open an additional account.”
Common questions we get…
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With Spring, you have 24-hour access to your investments through your laptop, mobile or tablet. You can view and edit your portfolios and add or withdraw funds in just a few clicks. We have created a superior reporting suite for your portfolio which is updated daily. From here you can view the performance or your portfolio, asset allocation, portfolio holdings, transaction data and geographical exposure to name a few. It’s good to check in from time to time, but remember, investing is a long-term strategy.
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Yes, we are licensed and regulated by the Jersey Financial Services Commission (JFSC).
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No. We don't charge anything for withdrawals, transferring out, or leaving your account open with a zero balance, however bank charges may apply.
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Our minimum initial investment is only £100. We have lowered our minimum to give everyone the opportunity to get started on their investment journey.
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Yes. Spring IM is a fully cloud based business, leveraging cutting edge technology to ensure your data is kept safe and secure.
Our data & analytics platform uses multiple layers of encryption both at rest and in transit, whilst at the same time a strict identity based user access with multi factor authentication controls are in place across all areas.
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There are no set up fees to open an account. We charge an annual management fee of 0.70% which is taken on a monthly basis directly from the cash allocation of your portfolio by the investment platform.
There are two additional external costs you should be aware of. There is an annual fee for the investment platform of 0.20%, the other cost relates to fund charges paid directly to the fund & ETF providers, currently these average at 0.45%-0.50% per annum for the Preservation range and 0.18%-0.20% for the Generation range. There are no dealing or custody charges, which are included in the platform fee. All costs are taken monthly from the cash portion of your account by the investment platform who rebalance your account accordingly.
Create your new investment account
Individual Account
Let us look after your future with a tailored investment portfolio and reach your financial goals with Spring. Open multiple accounts and see all your investments in one place.
Personal Pensions
Clear, straight-forward personal pensions. Let us look after your future with a tailored investment portfolio for your pension and see all your investments in one place.
Joint Account
Open a joint account to grow your savings together with a Spring tailored investment portfolio and see all your investments in one place.
Company Account
Let us grow the investing power of your limited company and invest in a global tailored portfolio with Spring. Have sight on all of your accounts & investments in one place.
Company Pensions
Bespoke, flexible corporate pensions providing investment portfolios in a secure vehicle for employee retirement saving with assets held in trust for the members’ benefit.
International Pensions & Transfers
For those wishing to transfer their existing pensions into a Jersey personal pension scheme. Open a pension with Spring and see all your investments in one place.
Not entirely sure what you need?
Then let us help. Book a meeting with one of our team and we can quickly assess the best investment route for you
We offer a fully digital solution to every investor.
Whether you have a little or a lot to invest, Spring gives everybody the opportunity to invest in global markets in a cost effective and innovative way.
Life as a Spring Client…
Pensions
Maximise your retirement
Why not invest and save with us so you can have the retirement you deserve. At Spring, we offer a range of low cost investment portfolios with the ability to top-up your portfolio every month, getting you closer to your retirement goal.
Build Wealth
Protect your nest
egg
We offer a range of wealth preservation portfolios with a focus on risk management, by continuously monitoring market conditions we dynamically stabilise the performance of your portfolio, allowing you to focus on the growth of your investment.
Diversify Investments
Watch your money
grow
We have created our Generation portfolios to target long term capital growth. Portfolios are actively managed using predominantly passive instruments with greater market participation growing the real value of your capital over the longer term.